Are you having trouble keeping up with your mortgage?  Do you owe more than you own?  Have you missed a mortgage payment?  Don’t wait another day you have options!  June is always there to lend a hand!  Let me help you navigate the situation you are in and help you to come to the best solution.  Call me TODAY at (843) 290-2929.

 

Trouble Making Payments
If you are having trouble making mortgage payments refinancing through the Federal Housing Authority (FHA) maybe the solution for you.  FHA has a program called Hope for Homeowners (H4H).  This program helps individuals refinance their loans into new FHA insured 30-year fixed rate loans with lower monthly payments.  Call 1-888-995-HOPE or 1-800-CALL-FHA to find out if you qualify for assistance through FHASecure.

 

Owe More Than You Own

If you home is now worthless than when you purchased it a short sale might be the solution for you.  In a short sale your lender agrees to accept less than what is owed in exchange for the sale of your property.  With a short sale you are able to avoid foreclosure and keep your credit in tacked. 

 

Afraid of Foreclosure

Are you afraid of foreclosure?  Get informed you may have options!  Explore the U.S. Department of Housing and Urban Development’s (HUD) online Guide To Avoiding Foreclosure.  Learn about South Carolina’s Foreclosure Law by clicking here.  Get professional advice from HUD by calling 1-800-569-4287.  Give me a call at (843) 290-2929.  I can help!

 

Missed Payment

If you have already missed a mortgage payment, contact your lender immediately.  Your lender wants to come to a solution with you.  They do not want your home.  Taking your home back is a costly process that your lender wants to avoid.  Also, be sure to contact the U.S. Department of Housing and Urban Development (HUD) at 1-800-569-4287.  HUD will help you with free consulting and help you determine what options are available to you. 

 

June is Always there to help you navigate the emotional and complexities of home ownership.  Don’t wait another day!  Give me a call TODAY at (843) 290-2929.