Tickets for PGA Golf Tournament

There are still plenty of tickets available for the PGA’s Verizon Heritage golf tournament at the Harbour Town Golf Links. The festivities will start on Monday, April 13th, the day after the conclusion of The Masters in nearby Augusta, Georgia. The first round of play starts on Thursday April 16th and concludes on Sunday April 19th.

Tickets are now available at Tournament Headquarters: 71 Lighthouse Rd., Suite 4200, Sea Pines Center, Hilton Head Island, S.C. 29928 or by phone, (843) 671-2448 or (800) 234-1107. You can also order tickets on-line at: http://www.verizonheritage.com.

Various ticket packages are available, but the popular Grounds Pass, which entitles the bearer to general admission for the entire week, is $135 and the Clubhouse Badge, which provides access to the clubhouse and Heritage Pavilion, is $165.

Hilton Head happenings for February!

2/1/09 – 2/6/09

Expressive Journeys An Exhibit Of Paintings And Collages

“Expressive Journeys,” an exhibit of paintings and collages by Cindy Chiapetta, Jeanie Hooper and Vicky Jourdan, is on display at the Art League Gallery of Hilton Head in Pineland Station. Ste. 207.               (843) 681-5060       .

Related Link: artleaguehhi.org

2/1/09 – 2/13/09

Art Academy Of Hilton Head Winter Student Exhibit And Sale

Art Academy of Hilton Head Winter Student Exhibit and Sale is on display. Call for show hours. 106 Cordillo Pkwy.               (843) 842-5738       .

Related Link: artleaguehhi.org

2/1/09 – 2/28/09

Hilton Head Island Gullah Celebration

Hilton Head Island Gullah Celebration sponsored by the Native Island Business and Community Affairs Association (NIBCAA). Art exhibits, National Freedom Day Celebration, De Gullah Film Fest, food, book signings, performances and more.               (843) 689-9314       .

Related Link: gullahcelebration.com

2/1/09 – 2/28/09

De Aarts Ob We People XII Art Exhibition And Sale

“De Aarts Ob We People XII” Art Exhibition and Sale in the Walter Greer Gallery at the Arts Center of Coastal Carolina. Paintings, sweetgrass baskets, woodcarvings and sculptures Gullah culture to life. Opening Reception and Live Auction on Feb. 1, 4-6 p.m. 14 Shelter Cove Lane.               (843) 686-3945       .

Related Link: artshhi.com

2/1/09 – 2/28/09

Daufuskie Island, Collection Of 80 Photographs

“Daufuskie Island,” a collection of 80 silver-gelatin, black-and-white photographs by Jeanne Moutoussamy-Ashe taken between 1977-1985, is on display at the Coastal Discovery Museum at Honey Horn. Grand Opening and Book Signing on Nov. 14, 5-7 p.m.               (843) 689-6767       .

Related Link: coastaldiscovery.org

2/4/09

Uncork The Festival

“Uncork the Festival” hosted by the Hilton Head Area Hospitality at Aqua Grille & Lounge, 5:30 p.m. Several special wine stories and bottles of wine will celebrated at this kick-off event for the Wine & Food Festival 2009 in March. N. Forest Beach Dr.               (843) 686-4944       .

Related Link: hiltonheadhospitality.org

2/4/09

Wine Tasting At Wine Times 4 In The Village At Wexford

Wine Tasting at Wine Times 4 in The Village at Wexford, 6-8 p.m. New theme each week featuring wines from around the world, cheese and specialty crackers. Free with reservation.               (843) 341-9463       Related Link: winetimes4.com

2/4/09

Docent College At The Coastal Discovery Museum At Honey Horn

Docent College at the Coastal Discovery Museum at Honey Horn, 2-3:30 p.m. Training for new volunteers interested in leading nature programs, helping with school groups, history tours or working in the gift shop.               (843) 689-3033        ext. 223.

Related Link: coastaldiscovery.org

2/4/09 – 2/22/09

The Arts Center Of Coastal Carolina Presents Steel Magnolias

The Arts Center of Coastal Carolina presents Robert Harling‘s enduring comedy, “Steel Magnolias.“ A heartfelt celebration of love, loyalty and the bonds of sisterhood. 14 Shelter Cove Lane.               (843) 842-2787       .

Related Link: artshhi.com

2/5/09 – 2/8/09

International Wine Judging & Competition For The Wine & Food Festival

International Wine Judging & Competition for the Wine & Food Festival in March at the Hilton Oceanfront Resort & Spa. Invitation only.               (843) 686-4944       .

Related Link: hiltonheadhospitality.org

2/6/09

Friday Flix

“Friday Flix” at the S.H.A.R.E. Center for Active Adults, noon. Fee is $6, call for movie. 6 Office Way.               (843) 785-6444       .

Related Link: islandreccenter.org

2/6/09

Kid’s Night Out For Ages 5-12 At The Island Rec. Center

Kid’s Night Out for ages 5-12 at the Island Rec. Center, 6-10 p.m. Arts and crafts, movies, swimming and pizza. Pre-registration required. 20 Wilborn Rd.               (843) 681-7273       .

Related Link: islandreccenter.org

2/6/09

Overcalls And Doubles Bridge Clinics

“Overcalls and Doubles” Bridge Clinics at the Hilton Head Island Bridge Club in Port Royal Plaza, 10 a.m.-noon. 95 Mathews Dr.               (843) 689-6239       .

2/6/09

The Hilton Head Island Carolina Shag Club Dances In Signals Lounge

The Hilton Head Island Carolina Shag Club dances in Signals Lounge at the Crowne Plaza Resort in Shipyard, 7-10 p.m. Visitors welcome.               (843) 705-5919       .

Related Link: hhishag.com

2/6/09

Beaufort’s Tricentennial (1711-2011) Lecture Series

Beaufort’s Tricentennial (1711-2011) Lecture Series with Dr. John McCardell, Dr. Lawrence Rowland and Dr. Stephen Wise at the USCB Performing Arts Center in Beaufort, 7-9 p.m. Hosted by USCB and the Beaufort Three-Century Project. Series tickets are available. 801 Carteret St.               (843) 521-4147        or e-mail kingsley@uscb.edu.

2/6/09

First Friday Family Fun Night At The Sandbox

First Friday Family Fun Night at The Sandbox, An Interactive Children’s Museum, 5:30-7:30 p.m. Special crafts, games, food and drinks. Free admission. 18A Pope Ave.               (843) 842-7645       .

Related Link: thesandbox.org

2/6/09 – 2/7/09

Off The Wall & Onto The Stage: Dancing the Art Of Jonathan Green

The Columbia City Ballet presents “Off the Wall & Onto the Stage: Dancing the Art of Jonathan Green” at the Koger Center for the Arts in Columbia, SC. William Starrett’s evocative choreography combined with the Gullah paintings of Jonathan Green. 1051 Greene St.               (803) 251-2222       .

Related Link: capitoltickets.com

2/7/09

Monthly Oyster Roast With Live Entertainment At Captain Woody’s

Monthly Oyster Roast with live entertainment at Captain Woody’s in Palmetto Bay Marina, 4-7 p.m. A portion of the proceeds benefits the Hilton Head Humane Association.               (843) 785-2400       .

Related Link: captainwoodys.com

2/7/09

7th Annual Hilton Head Half Marathon & 10K/5K Through Jarvis Creek Park, Crossings Park And Over Broad Creek

7th Annual Hilton Head Half Marathon & 10K/5K through Jarvis Creek Park, Crossings Park and over Broad Creek hosted by Bear Foot Sports, 8 a.m. All standard male and female race divisions with a free Toddler Trot for kids 8 and under. Proceeds benefit Strive to Excel and the Hilton Head Island Children’s Memorial Garden.               (843) 757-8520       .

Related Link: bearfootsports.com

2/7/09

2nd Celebration Of Justice At The Hilton Oceanfront Resort

2nd Celebration of Justice at the Hilton Oceanfront Resort in Palmetto Dunes. Dinner, awards presentation and silent auction to benefit LowCountry Legal Aid, Inc.               (843) 815-1570       .

Related Link: lowcountrylegalaid.org

2/7/09

Community Night At Backwater Bill’s In Hampton Lake

“Community Night” at Backwater Bill’s in Hampton Lake, 5-8 p.m. The public is welcome to enjoy a lakeside dinner at this private restaurant. Reservations are required. Off Bluffton Pkwy. between Buckwalter Pkwy. and S.C. 170.               (843) 836-7475       .

Related Link: hamptonlake.com

2/7/09

The American Association Of University Women Meets

The American Association of University Women meets at The Seabrook, 10 a.m. “Orphan Train Children” with Mary Boltuck, Emeritus Professor of Psychology at St. Cloud University. 300 Woodhaven Dr.               (843) 263-4667       .

2/7/09

The American Heart Association‘s Heart Ball

The American Heart Association‘s Heart Ball: “An Evening in the Heart of the Low Country” at the Crowne Plaza Resort in Shipyard Plantation, 6 p.m. Sit-down dinner, live music, silent and live auctions. For tickets, call               (843) 681-2355        or e-mail judy.caramello@heart.org.

2/7/09

Winter Blues Mini Workshop Series

“Winter Blues” mini workshop series hosted by the Society of Bluffton Artists (SoBA), 9:30 a.m.-12:30 p.m. Pre-registration required. Boundary St.               (843) 757-6586       .

Related Link: sobagalleries.com

2/7/09

De Island Fitness Walk/Run

De Island Fitness Walk/Run with Health Screenings at St. James Baptist Church, 8 a.m. Ol’ Fashioned Gullah Breakfast, 9 a.m. National Freedom Day Celebration, 11 a.m.-2:30 p.m. Part of the 2009 Hilton Head Island Gullah Celebration. 208 Beach City Rd.               (843) 689-9314       .

Related Link: gullahcelebration.com

2/7/09 – 2/21/09

2009 Beaufort Irish Festival

2009 Beaufort Irish Festival at various locations. Lectures, storytelling, parties, dancing, a children’s parade, performances and more.

Related Link: beaufortirishfestival.org

2/8/09

A Celebration Of African American Authors

“A Celebration of African American Authors” at the Coastal Discovery Museum at Honey Horn, 4-7 p.m. Part of the 2009 Hilton Head Island Gullah Celebration. 70 Honey Horn Dr.               (843) 689-9314       .

Related Link: gullahcelebration.com

2/8/09 – 2/9/09

The Hilton Head Symphony Orchestra Presents Benny Goodman At The Symphony

The Hilton Head Symphony Orchestra presents “Benny Goodman at the Symphony“ at First Presbyterian Church, 8 p.m. A centennial salute to “The King of Swing” featuring Ken Peplowski on clarinet, vocalist Lynn Roberts and Bob Alberti on piano. 540 Wm. Hilton Pkwy.               (843) 842-2055       .

Related Link: hhso.org

2/9/09

The Hilton Head Shore Notes (Sweet Adelines) Rehearse

The Hilton Head Shore Notes (Sweet Adelines) rehearse at Island Lutheran Church, 7 p.m. Guests and prospective members welcome. 4400 Main St.               (843) 681-3516       .

Related Link: hiltonheadshorenotes.com

2/9/09

De Gullah Film Fest Series

De Gullah Film Fest Series hosted by Dr. Emory S. Campbell at Coligny Theatre, 6 p.m. or 8 p.m. Part of the 2009 Hilton Head Island Gullah Celebration.               (843) 689-9314       .

Related Link: gullahcelebration.com

2/9/09

The Society Of Bluffton Artists (SoBA) Meets

The Society of Bluffton Artists (SoBA) meets at the Bluffton Library, 2-4 p.m. Phillip M. Garrett discusses and demonstrates Golden Paint products. Free and open to the public. Bluffton Village, 120 Palmetto Way.               (843) 757-6586       .

Related Link: sobagalleries.com

2/10/09

Fun With Clay Workshops

“Fun with Clay” workshops for youngsters at the Arts Center of Coastal Carolina. Fun and engaging projects each week. Pre-registration required. 14 Shelter Cove Lane.               (843) 686-3945        ext. 233.

Related Link: artshhi.com

2/10/09

Deadly Defense Bridge Workshops

“Deadly Defense” Bridge Workshops at the Hilton Head Island Bridge Club in Port Royal Plaza, 10 a.m.-noon. 95 Mathews Dr.               (843) 689-6239       .

2/10/09

Women’s Association Of Hilton Head Island Mid-Winter Luncheon

Women’s Association of Hilton Head Island Mid-Winter Luncheon at the Sea Pines Conference Center. Noted chef and cookbook author, Nathalie Dupree, is the featured speaker. Reservations required.               (843) 837-8888       .

Related Link: wahhi.com

2/11/09

The Escape And Capture Of Jefferson Davis

“The Escape and Capture of Jefferson Davis” with Dr. Jack Davis, part of the Lowcountry Civil War Round Table Lecture Series, at Bluffton High School, 7 p.m. Buckwalter Pkwy.               (843) 645-4130       .

Related Link: lowcountrycwrt.com

2/11/09

Wine Tasting At Wine Times 4 In The Village At Wexford

Wine Tasting at Wine Times 4 in The Village at Wexford, 6-8 p.m. New theme each week featuring wines from around the world, cheese and specialty crackers. Free with reservation.               (843) 341-9463       .

Related Link: winetimes4.com

2/11/09

The Low Country Human Resources Association Meets

The Low Country Human Resources Association, an affiliate of SHRM, meets at the Holiday Inn Express in Bluffton, 8 a.m. Guests and prospective members welcome.               (843) 341-4993       .

Related Link: lowcountry.shrm.org

2/11/09

Docent College At The Coastal Discovery Museum At Honey Horn

Docent College at the Coastal Discovery Museum at Honey Horn, 2-3:30 p.m. Training for new volunteers interested in leading nature programs, helping with school groups, history tours or working in the gift shop.               (843) 689-3033        ext. 223.

Related Link: coastaldiscovery.org

2/11/09

Discover The Renaissance! Series

“Discover the Renaissance!” series at the Arts Center of Coastal Carolina. Meet the Master artists of the period and learn why it was it was such an exciting time in art history. Pre-registration required. 14 Shelter Cove Lane.               (843) 686-3945        ext. 233.

Related Link: artshhi.com

2/11/09 – 2/12/09

Business Expo 2009

Business Expo 2009 presented by the Hilton Head Island-Bluffton Chamber of Commerce at the Westin Resort & Spa. A business-to-business networking event showcasing of more than 100 companies. Expo After Hours on Wed., 5:30-7 p.m. The event is open to the public on Thurs., 12-5 p.m. with another Expo After Hours from 5:30-7 p.m.               (843) 341-8369       .

Related Link: hiltonheadisland.org

2/12/09

Oysters – Key To The Health Of Our Estuaries

“Oysters – Key to the Health of our Estuaries” with biologist Nancy Hadley at the Coastal Discovery Museum at Honey Horn, 1-2 p.m. Complimentary admission, reservations required due to limited seating. 70 Honey Horn Dr.               (843) 689-6767        ext. 223.

Related Link: coastaldiscovery.org

2/12/09 – 2/14/09

Jasper Jamboree PKC Coon Hunt

Jasper Jamboree PKC Coon Hunt. Sanctioned by the Professional Kennel Club, this competition uses a point system to test a dog’s ability to trail and force a raccoon up a tree (no guns). Hunters and dogs must pre-register. The public is welcome for the BBQ dinner and raffles.               (843) 726-8126       .

Related Link: jaspersc.org

2/12/09 – 2/28/09

My Old Lady

The South Carolina Repertory Company presents the poignant, comic and charming play, “My Old Lady,“ by Isreal Horovitz. Thurs.-Sat. at 8 p.m.; Sun. at 2 p.m. 136 Beach City Rd.               (843) 342-2057       .

Related Link: hiltonheadtheatre.com

2/13/09

Music At Noon

“Music at Noon” presented by the Low County Chapter American Guild of Organists at Holy Family Catholic Church, noon. A free recital featuring guest artists and visiting musicians. 24 Pope Ave.               (888) 840-0152       .

Related Link: geocities.com/lowcountryago

2/13/09

De Gullah Playhouse Presents The World Premiere Of Watch Night

De Gullah Playhouse presents the world premiere of “Watch Night,“ an original play written by Native Islanders Ruth Germany and Louise Cohen, at Queen Chapel AME Church, 7 p.m. Part of the 2009 Hilton Head Island Gullah Celebration. 14 Beach City Rd.               (843) 689-9314       .

Related Link: gullahcelebration.com

2/13/09

Valentine‘s Day Social At The S.H.A.R.E. Center

Valentine‘s Day Social at the S.H.A.R.E. Center for Active Adults, noon. 6 Office Way.               (843) 785-6444       .

Related Link: islandreccenter.org

2/13/09

Hilton Head Island Ski Club TGIF At Steamer’s In Coligny Plaza

Hilton Head Island Ski Club TGIF at Steamer’s in Coligny Plaza, 5-7 p.m. No cover charge, new and interested members welcome.               (843) 785-3366       .

2/13/09

Destination – Bluffton, South Carolina Meets At Pepper’s Porch

Destination – Bluffton, South Carolina, a meet-and-greet for those who are new to the area, meets at Pepper’s Porch, 5:30-7:30 p.m. 1255 May River Rd.               (843) 757-2002        or e-mail barbarasoss@staffordhospitality.com.

2/13/09

Overcalls And Doubles Bridge Clinics

“Overcalls and Doubles” Bridge Clinics at the Hilton Head Island Bridge Club in Port Royal Plaza, 10 a.m.-noon. 95 Mathews Dr.               (843) 689-6239       .

2/13/09

Beaufort’s Tricentennial (1711-2011) Lecture Series

Beaufort’s Tricentennial (1711-2011) Lecture Series with Dr. John McCardell, Dr. Lawrence Rowland and Dr. Stephen Wise at the USCB Performing Arts Center in Beaufort, 7-9 p.m. Hosted by USCB and the Beaufort Three-Century Project. Series tickets are available. 801 Carteret St.               (843) 521-4147        or e-mail kingsley@uscb.edu.

2/13/09

The Hilton Head Island Carolina Shag Club Dances In Signals Lounge

The Hilton Head Island Carolina Shag Club dances in Signals Lounge at the Crowne Plaza Resort in Shipyard, 7-10 p.m. Visitors welcome.               (843) 705-5919       .

Related Link: hhishag.com

2/13/09 – 2/15/09

The May River Theatre Presents Nunsensations! The Nunsense Vegas Revue

The May River Theatre presents the new Nunsense show, “Nunsensations! The Nunsense Vegas Revue” in the Ulmer Auditorium at Town Hall. Evening shows at 8 p.m.; Sunday matinees at 3 p.m. 20 Bridge St.               (843) 815-5581       .

Related Link: mayrivertheatre.com

2/14/09

Community Night At Backwater Bill’s In Hampton Lake

“Community Night” at Backwater Bill’s in Hampton Lake, 5-8 p.m. The public is welcome to enjoy a lakeside dinner at this private restaurant. Reservations are required. Off Bluffton Pkwy. between Buckwalter Pkwy. and S.C. 170.               (843) 836-7475       .

Related Link: hamptonlake.com

2/14/09

Winter Blues Mini Workshop Series

“Winter Blues” mini workshop series hosted by the Society of Bluffton Artists (SoBA), 9:30 a.m.-12:30 p.m. Pre-registration required. Boundary St.               (843) 757-6586       .

Related Link: sobagalleries.com

2/14/09

Valentine’s Day Wine & Chocolate Event At Island Winery

Valentine’s Day Wine & Chocolate Event at Island Winery, 1-5 p.m. A tasting of select dry and sweet handcrafted wines and chocolates. Reservations are not required, fee is $15 per person. 12A Cardinal Rd.               (843) 842-3141       .

Related Link: islandwinery.com

2/14/09 – 2/15/09

Gullah Celebration Arts, Crafts & Food Expo

2009 Gullah Celebration Arts, Crafts & Food Expo at the Coastal Discovery Museum at Honey Horn. Cultural demonstrations, authentic Gullah and African crafts, traditional Gullah foods, performances and children’s activities. 70 Honey Horn Dr.               (843) 689-9314       .

Related Link: gullahcelebration.com

2/14/09 – 2/20/09

PTR International Tennis Symposium

PTR International Tennis Symposium & $25,000 Championships at the Van der Meer Shipyard Racquet Club and Palmetto Dunes Tennis Center. Tournament matches, the Opening Ceremony and Tennis Trade Show are open to the public. Pre-registration required for the symposium.               (843) 785-7244       .

Related Link: ptrtennis.org

2/15/09

Bob Masteller And Friends In Concert

Jazz Lovers of the Lowcountry presents Bob Masteller and Friends in concert at The Coligny Theatre in Coligny Plaza, 7 p.m. Tickets may be purchased online.               (843) 689-9495       .

Related Link: jazzloversclub.com

2/16/09

The Ramsey Lewis Trio Performs At The Arts Center Of Coastal Carolina

The Ramsey Lewis Trio performs at the Arts Center of Coastal Carolina, 8 p.m. This American jazz icon, composer and pianist popularized Chicago jazz in the ’60s and has earned five gold records and three Grammy Awards. 14 Shelter Cove Lane.               (843) 842-2787       .

Related Link: artshhi.com

2/16/09

The Hilton Head Shore Notes (Sweet Adelines) Rehearse

The Hilton Head Shore Notes (Sweet Adelines) rehearse at Island Lutheran Church, 7 p.m. Guests and prospective members welcome. 4400 Main St.               (843) 681-3516       .

Related Link: hiltonheadshorenotes.com

2/16/09

De Gullah Film Fest Series

De Gullah Film Fest Series hosted by Dr. Emory S. Campbell at Coligny Theatre, 6 p.m. or 8 p.m. Part of the 2009 Hilton Head Island Gullah Celebration.               (843) 689-9314       .

Related Link: gullahcelebration.com

2/17/09

Deadly Defense Bridge Workshops

“Deadly Defense” Bridge Workshops at the Hilton Head Island Bridge Club in Port Royal Plaza, 10 a.m.-noon. 95 Mathews Dr.               (843) 689-6239       .

2/17/09

The HHI Chapter Of The Archaeological Society Of South Carolina Meets

The HHI Chapter of the Archaeological Society of South Carolina meets at the Coastal Discovery Museum at Honey Horn, 7 p.m. “The Yemassee” with guest speaker Eric Poplin. Free and open to the public. 70 Honey Horn Dr.               (843) 363-5058       .

Related Link: assc.net

2/17/09

The Camera Club Of Hilton Head Island Meets

The Camera Club of Hilton Head Island meets in the Community Room at Palmetto Electric, 7:30 p.m. Mathews Dr.               (843) 689-2062       .

Related Link: cchhi.org

2/18/09

Docent College At The Coastal Discovery Museum At Honey Horn

Docent College at the Coastal Discovery Museum at Honey Horn, 2-3:30 p.m. Training for new volunteers interested in leading nature programs, helping with school groups, history tours or working in the gift shop.               (843) 689-3033        ext. 223.

Related Link: coastaldiscovery.org

2/18/09

Lunch With Authors Series

“Lunch with Authors” series featuring New York Times bestselling author Katherine Neville discussing The Fire, the her long-awaited sequel to The Eight, at the Moss Creek Country Club in Bluffton, noon. Hosted by USCB’s Continuing Education Dept. Reservations required, series tickets available.               (843) 521-4147        or e-mail kingsley@uscb.edu.

2/18/09

Wine Tasting At Wine Times 4 In The Village At Wexford

Wine Tasting at Wine Times 4 in The Village at Wexford, 6-8 p.m. New theme each week featuring wines from around the world, cheese and specialty crackers. Free with reservation.               (843) 341-9463       .

Related Link: winetimes4.com

2/18/09

Discover The Renaissance! Series

“Discover the Renaissance!” series at the Arts Center of Coastal Carolina. Meet the Master artists of the period and learn why it was it was such an exciting time in art history. Pre-registration required. 14 Shelter Cove Lane.               (843) 686-3945        ext. 233.

Related Link: artshhi.com

2/19/09

Winter Art Walk

Winter Art Walk at participating galleries in Old Town Bluffton, 3-7 p.m.               (843) 757-6586       .

Related Link: sobagalleries.com

2/19/09

The Palmetto Quilt Guild Meets

The Palmetto Quilt Guild meets at Christ Lutheran Church, 1 p.m. Guest speaker Sue Moats with a fashion show of her wearable creations. Guests welcome, $5 fee. 829 Wm. Hilton Pkwy.               (843) 681-8077       .

Related Link: palmettoquiltguild.org

2/20/09

Overcalls And Doubles Bridge Clinics

“Overcalls and Doubles” Bridge Clinics at the Hilton Head Island Bridge Club in Port Royal Plaza, 10 a.m.-noon. 95 Mathews Dr.               (843) 689-6239       .

2/20/09

The Hilton Head Island Carolina Shag Club Dances In Signals Lounge

The Hilton Head Island Carolina Shag Club dances in Signals Lounge at the Crowne Plaza Resort in Shipyard, 7-10 p.m. Visitors welcome.               (843) 705-5919       .

Related Link: hhishag.com

2/20/09

Beaufort’s Tricentennial (1711-2011) Lecture Series

Beaufort’s Tricentennial (1711-2011) Lecture Series with Dr. John McCardell, Dr. Lawrence Rowland and Dr. Stephen Wise at the USCB Performing Arts Center in Beaufort, 7-9 p.m. Hosted by USCB and the Beaufort Three-Century Project. Series tickets are available. 801 Carteret St.               (843) 521-4147        or e-mail kingsley@uscb.edu.

2/20/09

Traditional Gospel Praise And Shout Concert

Traditional Gospel Praise and Shout Concert, part of the 2009 Hilton Head Gullah Celebration, at Central Oak Grove Missionary Baptist Church, 7:30 p.m. Featuring Rev. Charles Hamilton and God’s Messengers, as well as the legendary Gospel Keys. 161 Mathews Dr.               (843) 689-9314       .

Related Link: gullahcelebration.com

2/20/09 – 2/22/09

The May River Theatre Presents Nunsensations! The Nunsense Vegas Revue

The May River Theatre presents the new Nunsense show, “Nunsensations! The Nunsense Vegas Revue” in the Ulmer Auditorium at Town Hall. Evening shows at 8 p.m.; Sunday matinees at 3 p.m. 20 Bridge St.               (843) 815-5581       .

Related Link: mayrivertheatre.com

2/21/09

Community Night At Backwater Bill’s In Hampton Lake

“Community Night” at Backwater Bill’s in Hampton Lake, 5-8 p.m. The public is welcome to enjoy a lakeside dinner at this private restaurant. Reservations are required. Off Bluffton Pkwy. between Buckwalter Pkwy. and S.C. 170.               (843) 836-7475       .

Related Link: hamptonlake.com

2/21/09

A Taste Of Gullah

“A Taste of Gullah” at the Arts Center of Coastal Carolina, 12-4 p.m. Storytelling, gospel music, crafts and delicious Lowcountry specialties. 14 Shelter Cove Lane. Free admission.               (843) 842-2787       .

Related Link: artshhi.com

2/21/09

Winter Blues Mini Workshop Series

“Winter Blues” mini workshop series hosted by the Society of Bluffton Artists (SoBA), 9:30 a.m.-12:30 p.m. Pre-registration required. Boundary St.               (843) 757-6586       .

Related Link: sobagalleries.com

2/21/09

15th Annual I.W. Wilborn, Jr. Golf Classic At Old South Golf Links

15th Annual I.W. Wilborn, Jr. Golf Classic at Old South Golf Links in Bluffton, 9 a.m. Mulligans and prize drawing tickets will be sold. Awards ceremony immediately following the tournament. Proceeds benefit the I.W. Wilborn, Jr. Scholarship Fund. Pre-registration required.               (843) 384-0779        or 290-7673.

2/21/09

Third Saturday Oyster Roast At Remy’s In Heritage Plaza

Third Saturday Oyster Roast at Remy’s in Heritage Plaza, 3-7 p.m. Live music, local oysters, pulled pork and chili. A portion of the proceeds benefit’s the Island Rec. Center.               (843) 842-3800       .

Related Link: remysbarandgrill.com

2/22/09

2009 Gullah Celebration Marsh Tacky Horse Race

Gullah Celebration Marsh Tacky Horse Race at Mitchelville Beach Park, 11 a.m.-3 p.m. “Meet and Greet“ the horses and riders prior to the races at 1:30 p.m. Free admission.               (843) 689-9314       .               (843) 689-9314       .

Related Link: gullahcelebration.com

2/22/09

Dixieland Jazz Society Of The Lowcountry New Orleans-Style Jazz Jam

Dixieland Jazz Society of the Lowcountry New Orleans-style Jazz Jam at The Jazz Corner in The Village at Wexford, 2-5 p.m. Free admission, minimum purchase required for table seating.               (843) 842-8620       .

Related Link: djslc.com

2/22/09

Cooks & Books Hosted By Literacy Volunteers Of The Lowcountry

“Cooks & Books” hosted by Literacy Volunteers of the Lowcountry at The Mall at Shelter Cove, 11:30 a.m.-4 p.m. Food tastings, regional Southern authors and “The Heat is On” Chef’s Competition.               (843) 815-6616       .

Related Link: lowcountryliteracy.org

2/22/09 – 2/23/09

The Hilton Head Symphony Orchestra Presents Mulligan Plays Mendelssohn

The Hilton Head Symphony Orchestra presents “Mulligan Plays Mendelssohn“ at First Presbyterian Church, 8 p.m. Internationally-known British pianist Simon Mulligan joins the orchestra to celebrate Mendelssohn’s 200th birthday. 540 Wm. Hilton Pkwy.               (843) 842-2055       .

Related Link: hhso.org

2/23/09

The Hilton Head Shore Notes (Sweet Adelines) Rehearse

The Hilton Head Shore Notes (Sweet Adelines) rehearse at Island Lutheran Church, 7 p.m. Guests and prospective members welcome. 4400 Main St.               (843) 681-3516       .

Related Link: hiltonheadshorenotes.com

2/24/09

Deadly Defense Bridge Workshops

“Deadly Defense” Bridge Workshops at the Hilton Head Island Bridge Club in Port Royal Plaza, 10 a.m.-noon. 95 Mathews Dr.               (843) 689-6239       .

2/24/09

Mardi Gras Ball

Mardi Gras Ball hosted by the Hilton Head Symphony Orchestra at the Westin Resort & Spa in Port Royal, 6:30 p.m. 540 Wm. Hilton Pkwy.               (843) 842-2055       .

Related Link: hhso.org

2/24/09

Fun With Clay Workshops

“Fun with Clay” workshops for youngsters at the Arts Center of Coastal Carolina. Fun and engaging projects each week. Pre-registration required. 14 Shelter Cove Lane.               (843) 686-3945        ext. 233.

Related Link: artshhi.com

2/25/09

Discover The Renaissance! Series

“Discover the Renaissance!” series at the Arts Center of Coastal Carolina. Meet the Master artists of the period and learn why it was it was such an exciting time in art history. Pre-registration required. 14 Shelter Cove Lane.               (843) 686-3945        ext. 233.

Related Link: artshhi.com

2/25/09

Gullah Cooking And Living Program

“Gullah Cooking and Living” program with Daufuskie Island native and cookbook author, Sallie Ann Robinson, at the Coastal Discovery Museum at Honey Horn, 3 p.m. Cooking demonstration, tasting and refreshments. Reservations required.               (843) 689-6767        ext. 223.

Related Link: coastaldiscovery.org

2/25/09

Wine Tasting At Wine Times 4 In The Village At Wexford

Wine Tasting at Wine Times 4 in The Village at Wexford, 6-8 p.m. New theme each week featuring wines from around the world, cheese and specialty crackers. Free with reservation.               (843) 341-9463       .

Related Link: winetimes4.com

2/26/09 – 2/28/09

Beaufort Festiv-Ale

Beaufort Festiv-Ale “Brewing on the River” to benefit Senior Services of Beaufort County. Golf Tournament, beer tastings, seminars, live entertainment and more in Waterfront Park.

Related Link: beaufortfestivale.com

2/27/09

Overcalls And Doubles Bridge Clinics

“Overcalls and Doubles” Bridge Clinics at the Hilton Head Island Bridge Club in Port Royal Plaza, 10 a.m.-noon. 95 Mathews Dr.               (843) 689-6239       .

2/27/09

Beaufort’s Tricentennial (1711-2011) Lecture Series

Beaufort’s Tricentennial (1711-2011) Lecture Series with Dr. John McCardell, Dr. Lawrence Rowland and Dr. Stephen Wise at the USCB Performing Arts Center in Beaufort, 7-9 p.m. Hosted by USCB and the Beaufort Three-Century Project. Series tickets are available. 801 Carteret St.               (843) 521-4147        or e-mail kingsley@uscb.edu.

2/27/09

The Hilton Head Island Carolina Shag Club Dances In Signals Lounge

The Hilton Head Island Carolina Shag Club dances in Signals Lounge at the Crowne Plaza Resort in Shipyard, 7-10 p.m. Visitors welcome.               (843) 705-5919       .

Related Link: hhishag.com

2/27/09

Mardi Gras Social At The S.H.A.R.E. Center

Mardi Gras Social at the S.H.A.R.E. Center for Active Adults, noon. 6 Office Way.               (843) 785-6444       .

Related Link: islandreccenter.org

2/27/09 – 2/28/09

The May River Theatre Presents Nunsensations! The Nunsense Vegas Revue

The May River Theatre presents the new Nunsense show, “Nunsensations! The Nunsense Vegas Revue” in the Ulmer Auditorium at Town Hall. Evening shows at 8 p.m.; Sunday matinees at 3 p.m. 20 Bridge St.               (843) 815-5581       .

Related Link: mayrivertheatre.com

2/28/09

Community Night At Backwater Bill’s In Hampton Lake

“Community Night” at Backwater Bill’s in Hampton Lake, 5-8 p.m. The public is welcome to enjoy a lakeside dinner at this private restaurant. Reservations are required. Off Bluffton Pkwy. between Buckwalter Pkwy. and S.C. 170.               (843) 836-7475       .

Related Link: hamptonlake.com

2/28/09

Winter Blues Mini Workshop Series

“Winter Blues” mini workshop series hosted by the Society of Bluffton Artists (SoBA), 9:30 a.m.-12:30 p.m. Pre-registration required. Boundary St.               (843) 757-6586       .

Related Link: sobagalleries.com

2/28/09

Fabulous Fakes

“Fabulous Fakes” presented by the Art League of Hilton Head in the Pineland Station Atrium, 10 a.m.-3 p.m. Member artists paint obvious copies of masterworks in an outdoor Montmarte setting.               (843) 681-5060       .

Related Link: artleaguehhi.org

2/28/09

Field Trip To The Tybee Island Lighthouse And Fort Screven

Field Trip to the Tybee Island Lighthouse and Fort Screven hosted by the HHI Chapter of the Archaeological Society of South Carolina.               (843) 363-5058       .

Related Link: assc.net

2/28/09

De Gullah Youth Musical

De Gullah Youth Musical, part of the 2009 Hilton Head Gullah Celebration, at the Hilton Head High School Visual and Performing Arts Center, 7 p.m. 70 Wilborn Rd.               (843) 689-9314       .

Related Link: gullahcelebration.com

Solutions For Troubled Homeowners

Are you having trouble keeping up with your mortgage?  Do you owe more than you own?  Have you missed a mortgage payment?  Don’t wait another day you have options!  June is always there to lend a hand!  Let me help you navigate the situation you are in and help you to come to the best solution.  Call me TODAY at (843) 290-2929.

 

Trouble Making Payments
If you are having trouble making mortgage payments refinancing through the Federal Housing Authority (FHA) maybe the solution for you.  FHA has a program called Hope for Homeowners (H4H).  This program helps individuals refinance their loans into new FHA insured 30-year fixed rate loans with lower monthly payments.  Call 1-888-995-HOPE or 1-800-CALL-FHA to find out if you qualify for assistance through FHASecure.

 

Owe More Than You Own

If you home is now worthless than when you purchased it a short sale might be the solution for you.  In a short sale your lender agrees to accept less than what is owed in exchange for the sale of your property.  With a short sale you are able to avoid foreclosure and keep your credit in tacked. 

 

Afraid of Foreclosure

Are you afraid of foreclosure?  Get informed you may have options!  Explore the U.S. Department of Housing and Urban Development’s (HUD) online Guide To Avoiding Foreclosure.  Learn about South Carolina’s Foreclosure Law by clicking here.  Get professional advice from HUD by calling 1-800-569-4287.  Give me a call at (843) 290-2929.  I can help!

 

Missed Payment

If you have already missed a mortgage payment, contact your lender immediately.  Your lender wants to come to a solution with you.  They do not want your home.  Taking your home back is a costly process that your lender wants to avoid.  Also, be sure to contact the U.S. Department of Housing and Urban Development (HUD) at 1-800-569-4287.  HUD will help you with free consulting and help you determine what options are available to you. 

 

June is Always there to help you navigate the emotional and complexities of home ownership.  Don’t wait another day!  Give me a call TODAY at (843) 290-2929. 

 

Holiday Events at Hilton Head

Here are some of the area’s upcoming events, courtesy of CelebrateHiltonHead.com!

NINTH ANNUAL CANDY CANE CLASSIC TO RAISE FUNDS FOR THE BOYS & GIRLS CLUBS OF HILTON HEAD ISLAND
Saturday, December 6th
Sea Pines Country Club
The Ninth Annual Candy Cane Classic will be hosted by the Sea Pines Country Club on Saturday, December 6th. The Golf and Tennis event sponsored by Beacon Insurance Group, allows both golf and tennis enthusiasts the opportunity to enhance the lives of Hilton Head Island youth by supporting the Boys and Girls Club of Hilton Head Island.
A wonderful auction will include art, wine collections, travel opportunities and the fourth special hand made Candy Cane Classic Santa. Contact Douglas Barry, at               843 689-3646        if you would like to participate or for more information.

Salvation Army Angel Tree
Monday, December 15th
Pick an angel from the tree located near the mall front entrance and purchase a gift for a needy child. Please drop off your unwrapped gift with tag attached at the Santa Station in Center Court. Look for the large green cart near the Santa Station. For more details, please call The Mall at Shelter Cove 843.686.3090

The Sounds of Christmas
December 5th, 8p.m.
The Hilton Head Choral Society’s Full Chorus, Youth Choir and orchestra will present a festive evening of Christmas classics and heartwarming holiday favorites. Call               843-341-3818        for more information.

Santa is coming to visit Sweet beginnings
Pictures available from Pro Photo
December 6th – December 21st
Every Saturday & Sunday from 1 p.m. – 5 p.m
Santa will be coming to visit Sweet Beginnings every Saturday and Sunday from 1pm – 5pm from Nov. 29 – Dec. 21. Beautiful pictures will be available from a professional photographer – Scott Moody with Pro Photo. For more information please call 815-2497

Holiday Gift Wrapping
December 5th – December 24th
Monday thru Saturday from 11 a.m. – 7 p.m
Concierge Services of the Lowcountry will be gift wrapping at their Holiday Headquarters 1401 Main Street Village. A portion of the proceeds will be donated to the Hilton Head Humane Association. For more information please call 843.342.3380 or visit www.hhiconcierge.com

Free Photos with Santa!
December 5th – December 19th
Friday & Saturday from 3 p.m. – 7 p.m
South Beach village will be decorated with holiday lights and a big nativity scene for the month of December. The Salty Dog Café will sponsor FREE photos with Santa (posted online) every Friday and Saturday in the office of The South Beach Inn. Bring the kids! Well behaved pets are also welcome! Call 843.671.6498

The Arts Center of Coastal Carolina presents “South Pacific”
December 3rd – 28th, 5p.m. – 7p.m.
For more information please call (843) 842- ARTS or visit us at www.artshhi.com. See as on page 19

Ultimate Frisbee – Charity Gib~A~Way
December 6th, 10a.m. (8:30a.m. registration)
Join us for fun and christmas spirit at Chaplin Park, Hilton Head Island. Players bring dark & light shirts – Entry fee: Unwrapped gift for child.

The Iron Fish Gallery – Beaufort Grand Opening
December 5th 4:30-6:00pm
Chase Allen, a Daufuskie Island Blacksmith/metal artist featured in Coastal & Southern Living Magazines will host grand opening of Beaufort Gallery. Meet Beaufort’s newest artist and kick off A Night On The Town at The Iron Fish over wine & hors d’oeuveres.
join us at Iron Fish Gallery, 1001 Charles Street, Beaufort.

Breakfast With Santa
December 13th, 8a.m.-12p.m.
Joins us from 8 a.m. to 12 p.m at The Westin Hilton Head Island Resort & Spa for a Extravagant Breakfast Buffet, Cookie Decorating, Picture with Santa, Activities & Prizes, and Favor Bags. Help collect toys for needy children. Bring a new unwrapped toy, game or book to donate to Toys for Tots. Call Danielle Merriman at 843.681.1031 or westinhhi@westin.com for prices and more details.

17th Annual Jingle Jingle Run
December 20th, 9a.m..
The 17th Annual Hilton Head Hospital Jingle Jingle 5k Run and Health Walk will take place at 9 a.m on and around the Hilton Head Regional Medical Care Center Campus and Main Street. Participants are asked to bring gift cards or phone cards for donations to benefit Citizens Opposed to Domestic Abuse. Contact Mark Weisner / 843.757.8520
bfs@hargray.com

Daufuskie Island Exhibit with Jeanne
Moutoussamy-Ashe
December 1st-31st
An exhibit of the works of Jeanne Moutoussamy will be on display in the Hilton Head Regional Healthcare Temporary Exhibit Gallery at the Coastal Discovery Museum at Honey Horn. Limited edition and signed gelatin prints of the images are for sale during the exhibit. Hours are Monday through Saturday 9 to 4:30 p.m. and Sunday 11- 3 p.m. The exhibit will open through the whole month of December. “These photographs present a valuable picture of a culture that is rapidly vanishing.” (see our article about Jeanne in the January issue of CH2!

November Events in Hilton Head

The following is courtesy of our local online magazine, C2, Celebrate Hilton Head.

 

NOVEMBER 3, 2008
CALENDAR OF NOVEMBER EVENTS
Linda Hawley Artist Signing November 14th, 3p.m.-7pm. See some of the area’s best art and have a chance to meet artist Linda Hawley. For details, please call: (843) 785-9877 or visit www.blueparrotgifts.com. Taste of the Season at Sea Pines Country Club November 14th, 9p.m.-9pm. The Chamber is cooking up a delicious mix for the 19th annual Taste of the Season. There will be two celebrity guest chefs–Nathalie Dupree, author of 10 cookbooks and host of several cooking shows and Marvin Woods, restaurateur, cookbook author and TV host of “Home Plate.”  For more information please our website.  The Hilton Head Oyster Festival November 15th & 16th The Island Recreation Association and title sponsor, South Carolina Bank & Trust, will be hosting the Hilton Head Oyster Festival at Shelter Cove Community Park. For more information on the Oyster Festival, please call the Island Rec Center at (843) 681-7273. The Josh George Prevent Event at Rock City November 25th, 1p.m. Help PREVENT drunk driving! Proceeds go to The Josh George Scholarship Fund. 39 Persimmons St. Suite 203. Thanksgiving Buffet at The Boathouse II November 27th, 11a.m.-8p.m. Why cook when you can go to one of the islands most well known restaurants for an all you can eat Thanksgiving buffet. For details or reservations call (843) 681-3663 or visit boathouserestaurant.net  Port Royal Plaza Block Party November 29th, 4P.M.-8p.m. For cocktails, food and fun, come visit your favorite hangouts at Port Royal Plaza. The Block Party will be held the last Saturday of evry month.

Still Interested In Buying A Home?

Purchasing a home is a very important decision and a big undertaking in your life.  Whether it is your first home or your tenth home, a retirement home, or an investment property, we can make your home-buying experience fun and exciting. We can help you find the ideal home with the least amount of hassle; and I am devoted to using my expertise and the full resources of my office to achieve these results!

 

So let’s take this exciting journey together — Contact me and let me show you an enjoyable and professional way to enter into the home-buying process.

 

I look forward to working with you!

New Home Checklist

Here’s a good preventative checklist that can help you to avoid bigger problems later when buying a new home:

 

Heating System

• Check filters every month.
• Have annual system maintenance service done one month before the heating season.

           

Electrical System

• To prevent power outages, limit the number of appliances plugged into one circuit. 

           

Air Conditioning

• Check filters every month.
• Have annual system maintenance service done one month before the air-conditioning season begins.
• Keep the condensing unit free of debris.

           

Microwave

• Do not use pans or dishes that are metal or have metallic trim.
• Only use mild soap and/or baking soda to clean the interior.  Abrasive cleaners or scouring pads can damage the lining.

           

Refrigerator

• Clean the interior shelves, shell and gaskets every three months.
• Once a year, clean the coils on the back or underneath.

           

Range/Oven

• To avoid damaging the burners, do not use extra-large/heavy cooking pots and pans.
• If you have a self-cleaning oven, do not use any other method to clean it.

           

Dishwasher

• Mineral deposits on the heating elements can be cleaned with vinegar.
• Be sure dishes don’t block or damage the spray arm.

           

Garbage disposal

• To clean the disposal, push a full tray of ice cubes through it while running cold water.
• Always remember to run water during use and for at least 2 minutes after you finish.  This prevents stoppages.

           

Washer/Dryer

• Clean the lint screen after each load of clothes has been dried and the unit is empty.

           

Trash Compactor

• Replace the deodorant supply regularly to prevent odors.

For more information or if you have any questions, feel free to contact me. My reputation for providing buyers and sellers with exceptional service has been built on exceeding your expectations. You deserve the best and I enjoy providing you with the best! It’s as simple as that.

Upcoming Events in Hilton Head!

October’s arrival brings many fun events and happenings in Hilton Head!

Oct 18 – Kicking Some Tail for the Cure
Tiger Bass 5K Walk/Run – A benefit for HH Hospital Auxilliary Breat Cancer Fund
For more info call 843-836-7480

Oct 23 – Bachelor Carnivale Party
Proceeds benefit the Island Rec Center
For more info call 843-689-2658

Oct 27 & 28 – Joshua Kane, Tales of Terror
In the spirit of old time radio shows, actor Joshua Kane will fill the stage with unforgettable characters.
For more info call 843-842-2787

Check out more upcoming events from C2 Magazine.

What Is An Escrow Account?

An escrow account is a neutral depository held by your lender for funds that will be used to pay expenses incurred by the property, such as taxes, assessments, property insurance, or mortgage insurance premiums which fall due in the future.  You will pay one-twelfth of the annual amount of these bills each month with your regular mortgage payment.  When the bills fall due the lender pays them from the special account.  At closing, it may be necessary to pay enough into the account to cover these amounts for several months so that funds will be available to pay the bills as they fall due. 

 

Contact me with any questions if you want to discuss your process in more detail.  I look forward to hearing from you!

Home Inspection

If you are purchasing a resale property, we highly recommend that you have a professional home inspector conduct a thorough inspection.  The inspection will include the following:

• Appliances
• Plumbing
• Electrical
• Air conditioning and heating
• Ventilation
• Roof and Attic
• Foundation
• General Structure

For more information or if you have any questions, feel free to contact me. My reputation for providing buyers and sellers with exceptional service has been built on exceeding your expectations. You deserve the best and I enjoy providing you with the best! It’s as simple as that.

Maranatha Farm Sandcastle Competition

Help out Maranatha Farm Animal Rescue by coming to the competition and donating $5 or a bag of dogfood!

Upcoming Hilton Head Events!

Courtesy of Celebrate Hilton Head Magazine!

Resale Home Warranties

When you purchase a resale home, you can purchase warranties that will protect you against most ordinary flaws and breakdowns for at least the first year of occupancy.  The warranty may be offered by either the Seller, as part of the overall package, or by the Realtor.  Even with a warranty, you should have the home carefully inspected before you purchase it.

  

A home warranty program will give you peace of mind, knowing that the major covered components in your home will be repaired if necessary.  Ask me for more details about home warrant packages.

 

For more information or if you have any questions, feel free to contact me. My reputation for providing buyers and sellers with exceptional service has been built on exceeding your expectations. You deserve the best and I enjoy providing you with the best! It’s as simple as that.

New Home Warranties

When you purchase a newly built home, the builder usually offers some sort of full or limited warranty on things such as the quality of design, materials, and workmanship.  These warranties are usually for a period of one-year from the purchase of the home.

 

At closing, the builder will assign to you the manufacturer’s warranties that were provided to the builder for materials, appliances, fixtures, etc.  For example, if your dishwasher were to become faulty within one year from the purchase of your newly built home, you would call the manufacturer of the dishwasher – not the builder.

 

If the homebuilder does not offer a warranty, BE SURE TO ASK WHY!

For more information or if you have any questions, contact me! I look forward to assisting you in this process!

Neighborhood Factors to Consider

When considering a neighborhood:

• Look for things like access to major thoroughfares, highways, and shopping. 
• Listen for noise created by commerce, roads, railways, public areas, schools, etc. 
• Smell the air for adjacent commerce or agriculture. 
• Check with local civic, police, fire, and school officials to find information about the area. 
• Research things like soil and water. 
• Look at traffic patterns around the area during different times of the day and drive from the area to work. 
• Is the neighborhood near parks, churches, recreation centers, shopping, theaters, restaurants, public transportation, schools, etc.? 
• Does the neighborhood belong to a Homeowner’s Association?

I look forward to exceeding your expectations! Contact me to learn more about making your home-buying process smooth and enjoyable.

Scout out the Neighborhood!

It is important that you scout the neighborhood in person.  You live in more than your house. 

 

• Talk to people who live there. 
• Drive through the entire area at different times of the day, during the week and on weekends. 
• Look carefully at how well other homes in the area are being maintained; are they painted, are the yards well cared for; are parked cars in good condition, etc.

We can help you find the ideal home with the least amount of hassle and are devoted to achieving the best results!

 

For more information or if you have any questions, feel free to contact me. My reputation for providing buyers and sellers with exceptional service has been built on exceeding your expectations. You deserve the best and I enjoy providing you with the best! It’s as simple as that.

The Ten Commandments

When applying for a Real Estate Loan

 

1.         Thou shalt not change jobs, become self-employed or quit your job.

2.         Thou shalt not buy a car, truck or van (or you may be living in it)!

3.         Thou shalt not use charge cards excessively or let your accounts fall behind.

4.         Thou shalt not spend money you have set aside for closing.

5.         Thou shalt not omit debts or liabilities from your loan application.

6.         Thou shalt not buy furniture.

7.         Thou shalt not originate any inquiries into your credit.

8.         Thou shalt not make large deposits without first checking with your loan officer.

9.         Thou shalt not change bank accounts.

10.       Thou shalt not co-sign a loan for anyone.

 

For more information or if you have any questions, feel free to contact me. My reputation for providing buyers and sellers with exceptional service has been built on exceeding your expectations. You deserve the best and I enjoy providing you with the best! It’s as simple as that.

Area Upcoming Events!

Summer Jams Concert Series
Every Tuesday, 6:00 p.m.

Harbourfest Celebration and Fireworks
Every Tuesday, 6:00 p.m.
Shelter Cover Harbour
Call 785.9087 for more information

Shag Night: a benefit for the United Way
Myrtle’s in Old Town Bluffton
July 16th & August 20th
Call 757.6300 for information and tickets

The Buddy Holly Story
Show runs through July 27th
The Arts Center of Coastal Carolina
Call 842.ARTS (2787) for tickets

Hilton Head Farmers Market
Every Thursday, 8:00 a.m. – 1:00 p.m.
The Mall at Shelter Cover, Center Court

Bluffton Farmers Market
Every Thursday, 3:00 – 6:00 p.m.
Bluffton Oyster Company Park, Wharf St.

Closing Costs

You will be required to pay fees for loan processing and other closing costs.  These fees must be paid in full at the final settlement, unless you are able to include them in your financing.  Typically, total closing costs will range between 2-5% of your mortgage loan. 

 

For more information or if you have any questions, contact me. I can help you in your Home-Buying Process and help to make it enjoyable! I look forward to exceeding your expectations!

Area Real Estate Market Conditions

The State of the Real Estate Market in the Hilton Head/Bluffton Area of South Carolina

When asked what is the current weather in the United States, if one answers 70 degrees and cloudy, that does not adequately answer the question. Why? Because it may be sunny and 90 degrees in Miami and 10 degrees and snowing in Minneapolis. Likewise, stating the condition of the real estate market in the United States, does not answer the question “how is the market here in the Lowcountry?”. The state of the weather and the state of the real estate market are both local phenomena. Just as a storm raging in the Midwest may dissipate before reaching the East Coast, the current mortgage industry problems in one part of the country may affect another part of the country differently.

Let’s consider the state of the market in the Hilton Head/Bluffton area. The current number of active listings in our local MLS (Multiple Listing Service) stands at about 6,500. That includes homes, villas, lots and boat slips. That is approximately double the number of listings that we had 2 years ago. Our current average sales price is down somewhere between 20% and 30% (depending on the type of property and the area). We are all hearing in the news about the soaring rate of foreclosures. According to the Island Packet ( Sunday, May 18, 2008 ) foreclosures nationally are up 112% from last year. The national average is that one in every 529 houses is currently in foreclosure. Unfortunately, in Chatham County GA (Savannah area) the number is one in every 233 houses. But in Beaufort County, SC the figure is one in every 1,117 houses! It should also be noted that this statistic is for all of Beaufort County, not just south of the Broad River (Hilton Head and Bluffton). In that our area is the more affluent part of our county, it is likely that our foreclosure statistics are better than those of the whole county.

What does all of this really mean? Thirty year fixed rate mortgages are at about a 30 year historic low at approximately at 6%. Please see the enclosed graph entitled “30-Year Fixed Mortgage Rates National Yearly Averages” which was prepared by Wells Fargo Home Mortgages. Today there are twice as many properties to choose from than 2 years ago and the prices are down at least 20% from 2006. In spite of the fact that the media is bombarding us with national news about the “Real Estate Crisis”, THIS IS A GOOD TIME TO BUY REAL ESTATE IN THIS AREA!

Some people say that we have another 10% drop ahead of us before our market will start to recover. Let’s suppose that this is true. We are all aware that there is fear of inflation now as a result of the soaring fuel and food prices. This could logically cause a rise in our historically low mortgage rates in the next year. So let’s see what happens if one year from today real estate prices are 10% lower and interest rates are 1% higher. We will use for our example a home that can be bought today for $500,000. At 80% loan to value, 30 year fixed rate financing, the monthly payment principal and interest payment would be $2,400. If the house could be bought next year at 10% less, that would be a purchase price of $450,000. At 7% an 80% loan to value, 30 year fixed rate mortgage payment would be $2,394 per month. Today there are many great choices in our area of listed properties. Does it make sense to wait a year to save $6 per month on your mortgage? Of course not.

There is a rule of thumb in the real estate industry called the pending ratio. It states that if the pending ratio is above 20%, it is a sellers market. If below 20%, it is a buyers market. The ratio is calculated by taking the number of current listings in an area or type of property and adding to it the number of pending sales. Then divide that number into the number of pending sales. What this ratio really tells you is the percentage of all those properties that could be bought that are currently under contract. The following chart shows the pending ratio of the major subdivisions in our market area. This gives you a frame of reference for the relative strength of the market in some of our major areas.

Home Sales by Area ( as of 4/30/2008 )

Plantation	# Total Homes	# Active Listings	# Pending Listings	Pending Ratio %	List to Sales Ratio (%)
Sea Pines	3,839	241	21	8%	92.4%
Shipyard	250	11	1	8%	91.3%
Wexford	450	54	3	5%	93.0%
Long Cove	569	29	2	6%	90.1%
Palmetto Dunes	1,012	112	13	10%	90.7%
Port Royal	971	48	4	8%	92.3%
Hilton Head Plant	4,249	170	25	13%	94.7%
Indigo Run	975	67	3	4%	93.7%
Moss Creek	1,044	70	9	11%	94.1%
Colleton River	700	52	4	7%	93.0%
Belfair	738	63	10	14%	90.3%
Rose Hill	988	63	9	13%	92.9%
Berkeley Hall	440	42	4	9%	93.0%
Sun City	7,000	250	30	11%	95.0%